What is UNH's House Rating?

UNH scores 46 out of 100 (grade D) as of 2026-10-16, ranking #31 of 150 Health Care stocks we cover.

What do analysts say about UNH?

ThetaGrade's analyst-sentiment pillar for UNH scores 83/100 against its sector peers, which we read as positive. This is our own derived score; we do not republish individual analyst ratings, counts or targets.

When does UNH report earnings next?

We do not have a reliable estimate for UNH's next earnings date (irregular SEC filing history); a rough window is 2027-01-12 to 2027-02-09. Check the company's investor-relations page.

ThetaGrade does not give personal advice. The House Rating is an educational, rules-based summary of public data; see the methodology for how it is built.

UNH UnitedHealth Group

Health Care · Managed Health Care · close $401.43 (2026-10-16) · latest quarter in EDGAR: 2026-06-30

#31/150 in sector · #238/964 overall

UnitedHealth Group (UNH) has a ThetaGrade House Rating of 46/100 (grade D), ranking #31 of 150 in Health Care. Its strongest pillars are analyst sentiment (83) and valuation (79); its weakest is growth (30). TTM revenue growth is 6.5% and operating margin 4.8%.

Data as of 2026-10-16.

Analyst sentiment

weight 7.5% · 83

Consensus score (1–5) (3.8%)	derived	56
90-day net rating shift (3.8%)	derived	84

Growth

weight 30.83% · 30

Revenue growth YoY (TTM) (12.3%)	6.5%	31
EPS growth YoY (TTM) (12.3%)	-32.5%	22
Revenue acceleration (6.2%)	-1.6%	43

Profitability

weight 18.5% · 45

Operating margin (9.9%)	4.8%	36
4Q gross-margin change (8.6%)	0.3%	56

Balance sheet

weight 18.5% · 35

Net debt / EBITDA (9.9%)	1.85×	46
Current ratio (4.9%)	0.78	1
Interest coverage (3.7%)	5.42×	51

Cash flow

weight 12.33% · 48

FCF margin (6.2%)	3.6%	28
FCF yield (6.2%)	4.5%	68

Valuation

weight 12.33% · 79

P/E (inverted) (6.2%)	25.77×	65
EV/Sales (inverted) (6.2%)	0.91×	92

Technicals (EOD)

RSI(14)	63.0
EMA 9 / 21	388.57 / 383.72 · crossed up 3d ago
200-day SMA	359.10
Volume vs 20d avg	1.36×
20-day return	7.0%

Exit-rule monitor

EXITRating break: House Rating below 60

Data source per metric (SEC XBRL tag or derivation): Revenue: Revenues · Gross profit: Revenue − CostOfGoodsAndServicesSold · Operating income: OperatingIncomeLoss · Interest expense: InterestExpense · D&A: DepreciationAndAmortization · EPS: EarningsPerShareDiluted · Market cap: SEC shares (dei EntityCommonStockSharesOutstanding (cover page)) × EOD close · P/E: EOD close ÷ SEC TTM EPS (EarningsPerShareDiluted).

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FAQ

What is UNH's House Rating?: UNH scores 46 out of 100 (grade D) as of 2026-10-16, ranking #31 of 150 Health Care stocks we cover.
What do analysts say about UNH?: ThetaGrade's analyst-sentiment pillar for UNH scores 83/100 against its sector peers, which we read as positive. This is our own derived score; we do not republish individual analyst ratings, counts or targets.
When does UNH report earnings next?: We do not have a reliable estimate for UNH's next earnings date (irregular SEC filing history); a rough window is 2027-01-12 to 2027-02-09. Check the company's investor-relations page.
Is UNH a buy?: ThetaGrade does not give personal advice. The House Rating is an educational, rules-based summary of public data; see the methodology for how it is built.

Sources: SEC EDGAR filings (fetched 2026-10-18), Finnhub recommendation trends, Massive EOD prices. Scores are sector percentiles; a factor without usable data is a data gap: it is left out and the remaining weights are renormalized (nothing is imputed). Educational only. Methodology